I was checking out a site last night about short term disability insurance. Most people don’t know that when they take sick leave, they’re actually using a special type of disability insurance. It’s too bad that many companies don’t have sick leave. However, most government employers do have it. Sick leave can be used for a few hours if you’re at a doctors appointment. Sometimes it can be used if you’re sick for a multiple amount of days. That’s what short term disability insurance for individuals is all about.

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